It’s no secret that insurance companies will go to just about any lengths to avoid covering your workers’ compensation costs. Here are a few dirty tricks they have been known to use against injured workers to prevent them from receiving the Pennsylvania workers’ compensation benefits they are entitled to.
1. Hiring a private investigator.
This is one of the most talked-about tactics used by insurance companies, and it does indeed happen. These investigators will follow you around with cameras and will try their hardest to get a picture of you doing even the smallest task that could prove your injury isn’t as severe as you claim it is. To combat this, all you have to do is make sure you are following your doctor’s orders. If the insurance company has no evidence of you performing tasks outside of your restrictions, they won’t have a leg to stand on in court.
2. Reading Your Social Media Posts
This one’s a newer tactic, and with the popularity of social media, it’s coming up more and more frequently. Insurance companies will find any post on your Facebook or Twitter page that suggests you’re feeling better than you claim. This includes examples like photos of you playing with your kids and status updates about doing yard work. It’s a good idea to steer clear of social media altogether until your case has been finalized. But, if you insist on using it, at least adjust your privacy settings so that the public cannot see your posts and avoid accepting any suspicious friend requests from people you do not know. It could easily be somebody working for the insurance company.
3. Asking for a recorded statement
Sometimes, as early as 1 or 2 days after your injury, a workers compensation claimant will receive a call from the insurance company asking for a recorded statement. It is important you understand that this call is not being made in your best interest. It is the insurance company’s way of getting recorded information that can be used against you in the court of law. You may still be confused because of your pain medicine or you may say something that can be taken out of context. If you receive a call like this, politely tell the caller that you will make no comments without your attorney present and most importantly DO NOT give them permission to record the call.
Have you been injured on the job?
Has your employer denied your workers compensation claim, even though your medical bills are piling up and you are unable to perform your job to the fullest extent? Contact PaWorkersCompHelpNow immediately. We work with clients in Harrisburg, Scranton, and Allentown, as well ass many other areas through Pennsylvania. Do not miss out on the benefits you are entitled to.